Embedded finance: Banking everywhere and always
An extremely popular opinion of recent years is that "Every company will be a fintech company". This phrase is attributed to Angela Strange , general partner of Andreesen Horowitz and was made about 4 years ago. Although Ms. Strange mainly referred to payments and how they can become part of every "digital customer's" experience, soon the idea began to cover lending, mortgages, insurance, almost anything to do with a banking product that will cou
When it comes to digital transformation, co-operation is more efficient than introversion
Digital transformation has an impact that was not expected in its magnitude. All those involved in economic activity, even the smaller local companies, must integrate the development of technological applications into their processes, budgets, daily life, as they must check new models, good practices, etc.
Banks need to manage digital transformation in a more flexible way
The digital transformation of banks has been a demand for several years. The European Central Bank, through ECB Banking Supervision, carried out an extensive survey of 105 institutions and spoke with their managements and advisors and concluded that while steps have been taken mainly towards a customer-centric approach (1/3 of customers basically use a mobile phone, while half of loans completed digitally), we are still a long way off and the rat
Managing Scale is critical for startups as well as corporates.
Scaling-up a start-up is the vision of every founder and usually he /she does whatever it takes to secure the exponential growth. Same with large corporations or banks or even governments, which introduce digital transformation projects and need to scale them up so they become the new business norm.
Embedded finance: challenging common assumptions
Every company will be a fintech company”. This phrase was spoken 4 years ago, from Angela Strange, general partner at Andreesen Horowitz, a legendary Valley VC firm.
Fintech startups need to move faster
Fintech was used the last few years to easy and fast VC money. In Europe alone, boosted by pandemic, 2021-22, more than $50bil were invested, with the largest chunk being in deals over $100mio.
